“Money and Marriage: A Complete Guide for Engaged and Newly Married Couples” by Matt Bell

Money and Marriage: these two words go together for better or worse. Now as ever, more marriages fall apart over money than for almost any other reason. Even for those Christian couples who are determined to not even think about divorce, money adds an incredible amount of stress and pressure onto their new life together.

My experience is similar. We started out our marriage with a debt problem that got worse, and many of our trials have been related to financial pressures. By God’s grace, we have grown through the years and have not allowed money to drive us apart. Today we are financially stable, but looking back, I believe we would have been better off had we read a resource like this new book by Matt Bell, Money and Marriage: A Complete Guide for Engaged and Newly Married Couples published by NavPress.

Bell’s book is packed full of wise advice and practical tips, but it is so much more than just a self-help book. Systematically, step by step, Matt Bell explains how to think about finances and your new life together as a married couple. He gives a crash course on budgeting, frugality, credit, debt, housing, insurance and more. His book is flexible enough to be useful in a variety of ways as he advocates an approach to money more than any one strategy. Sprinkled throughout the book are Scripture verses, teaching applicable for Christians, and personal anecdotes. It is clear that this is a Christian money book, especially when the book concludes with the importance of finding a life purpose that fits in with God’s purposes for your life.

This book was easy to read and chuck full of useful pointers and resources for more study (chief among them being Matt’s personal blog, MattaboutMoney.com). I found the Scripture quotations and other quotations interesting and appropriate. Occasionally they were downright funny, providing comedic relief from the serious topic of conversation. For instance, Matt shares Mark Twains’ important insight about investing: “October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August, and February.” Humor aside, the book offers sound (not trendy) advice and covers a wide variety of situations, such as when a prenuptial agreement may or may not make sense, even for a Christian.

Newly weds, engaged couples, and those who are still young marrieds will benefit most from the book, but everyone will find some sound financial advice. The “take action” steps, numerous charts, and the personal stories help the reader apply the principles to their own situation. If you know of any young couples, consider giving them a copy of this book. And those of you who haven’t hit middle age yet, you really need to get this book. I highly recommend it.

Disclaimer: This book was provided by the publisher for review. I was under no obligation to offer a favorable review.

You can pick up a copy of this book at Amazon.com or through NavPress, direct.

“Appointed to Preach: Assessing a Call to Ministry” by David W. Hegg

“A strong case can be made that we presently have too many men in pastoral ministry; too many who have taken the mantle of leadership upon themselves without having been selected and formed by God for that purpose.” (pg. 23)

“Isn’t it about time that we expected more from those who would stand before us as God’s ministers?” (pg. 51)

When is the last time you read anything like the two statements above? Following the lead of such great men as Charles Spurgeon and Richard Baxter, David W. Hegg displays a holy zeal to protect the office of the pastor. In his book Appointed to Preach: Assessing a Call to Ministry (a recent re-release from Christian Focus Publications), Hegg raises the bar for pastoral ministry and recovers the lost art of a thorough ordination process.

An experienced pastor who serves on the regional ordination council of his denomination, Hegg has seen the good and the bad when it comes to ordinations. Too often, the process becomes an empty formality or an opportunity for cranky old men to ridicule a youngster in public. Avoiding either extreme, Hegg envisions ordination as a careful and slow process whereby unworthy candidates for ministry are weeded out and faithful men of God approved and affirmed to their calling.

The book addresses the role of ordination, the character qualities the Bible expects of a pastor, and the path for a man seeking ordination. Wise advice is given both to aspiring ministers and those who would seat the ordination council. A blueprint is also furnished that can be adapted to fit the particulars of a variety of conservative denominations. A helpful appendix of recommended reading rounds out this handy volume.

At a mere 154 pages, the book can be read in one sitting. Yet Hegg’s practical wisdom and insightful comments deserve more extended reflection. Useful as a handbook for all involved in the ordination process, it also offers a wake-up call to the church at large. How we view the pastoral task matters both for how we practice ordination and how well our churches are pastored. We need faithful men behind our sacred desks. May many men and churches be blessed through the counsel David W. Hegg shares in this book. I recommend this book highly.

Disclaimer: This book was provided by Christian Focus Publications for review. I was under no obligation to offer a favorable review.

Learn more about this book at the Christian Focus BookNotes blog. You can purchase a copy from Westminster Bookstore, Amazon.com, or direct from Christian Focus Publications.

Book Recommendation: “Life of John Knox”


I recently received a copy of a sharp looking small biography of John Knox from Attic Books (an imprint of New Leaf Publishing). This book has the look and feel of an antique, with frayed page edges and type-set looking font. It’s a compact, attractive size and contains a reproduction of an 1833 original book published by the American Sunday School Union.

John Knox was the fiery Scottish reformer. He doesn’t get the press Calvin and Luther receive, but his story is sure to inspire. Attic Books describes the book as follows:

Rare vignettes featuring the Protestant Reformation’s fiercest defender! John Knox had a life of exciting adventure, harsh imprisonment, and brilliant scholarship. Fighting battles both political and religious, Knox bravely defied royalty, nobility, and the established power of the Papacy to speak the truth. A fiery and inspirational preacher, he fiercely upheld the authority of Scripture and salvation through Christ’s sacrifice. In perilous times, Knox risked his life daily in a fearless and tireless defense of the faith!

This title was originally published by the ASSU, now called American Missionary Fellowship.

The book has 140 small pages with large easy to read font, so there’s no excuse not to read this book. You can pick up a copy of this title at Monergism Books, Amazon.com or direct from Attic Books. If you consider purchasing this title, be sure to check out their other classic biographies: Life of Luther, Life of Andrew Jackson, and Life of George Washington.

I thought they did a great job on the book trailer, too. I previously shared their Life of Luther book trailer so I thought I’d share the Life of John Knox trailer here, too.

Disclaimer: This book was provided by Attic Books. I was under no obligation to offer a favorable review.

Another Reader’s Story of Extreme Fundamentalism

Rather frequently I receive emails from readers who have stumbled across “my story.” Most of them thank me for taking the time to share as they have gone through similar circumstances and are helped by my own experience. Sometimes these emails include a detailed story from the reader, of their own journey with respect to fundamentalism. I shared one such story a while back, and now I have another reader’s story to share.

This particular story comes from an ugly side of fundamentalism. In my estimation, this kind of fundamentalism was quite widespread and common twenty or thirty years ago. It is less common now, I would think this kind of fundamentalism is at a decided minority when it comes to the movement as a whole. My prayer would be that people en masse would wake up to this problem and we would soon only encounter it in the history books. Sadly that is not true yet.

Feel free to comment on the story below, or contact me to share your own story.

Message:

I found your blog as I was doing some internet research on the heretical teachings of Charles Finney. Our pastor mentioned him in his sermon at church yesterday so I was finding things to copy and give to him. It is still beyond me how Finney is hailed as a hero in most Baptist circles, but that is another story for another day. While I visited your site, I was intrigued by your “story” and read it with all diligence. Everything you said rang true with me. I, too, was raised in an IFBx church in the Detroit area, with so much emphasis placed on the outward appearance that it has taken me years to come out from under that. The more “holy” you looked, the more “holy” you obviously were, true self righteousness at its finest. The men were not allowed to have facial hair of any kind as it was considered worldly. The deacon’s wives were not allowed to be seen in public wearing pants. We were preached sermons against playing cards of any kind, including Old Maid (I am showing my age here! HA HA). I remember one time during a period of economic decline of the church (which was VERY typical of the control freak stance of most pastors then who believed their authority gave them license to control everything, including the bookkeeping), our pastor even ordered the members to give their entire paychecks the following week. My dad was a deacon but thankfully did not allow himself to be led by such tyranny. Keep in mind this was during the late 60’s and early 70’s where most middle class people lived in modest frame homes, typically 2 or, at the most, 3 bedrooms and 1 bath. The fact that our pastor lived in a three-story home overlooking the lake and was provided a new luxury car by the church seemed a bit hypocritical to me. There was a mindset that prevailed in the church of extreme everything. It led to an over-the-top arrogancy on the part of its adherents, sometimes to the point of trying to “one up” the next guy by coming up with some new Pharisee-minded rule. True legalism leads to rebellion as people realize they will never be able to keep up, so many simply “jump ship” and pay the consequences of extremism in the opposite direction. I was no exception. I heard Calvinistic preachers like Spurgeon quoted by my pastor but obviously it was the Finney-style Pelagianism that prevailed in the church. I find it comical that many IFBs quote people like Spurgeon but don’t even realize the differences in their doctrinal stand. I am 53 years old and am so thankful that God truly delivered me from all that past. I shudder sometimes when I think of the sermons I regularly heard as a kid and which have stayed with me for all these years. The older I get and the more firmly grounded I get in God’s Word, I look back at these sermons not only with true regret as I see the impact they had on the people, but now it also seems almost comical that people would actually fall for stuff like that. Most of the young people I went to school and church with have simply walked away. Most of the older folks have continued with the legalistic mindset, with few of them being delivered from that. After all, it makes them feel better about themselves. When you mentioned Hyles-Anderson College, my interest piqued even more. My childhood was spent attending the church where ——— ———– of Hyles-Anderson College fame attended. I knew his family well as he, his wife, his three daughters and his sister and her family were church members there. I attended our church’s Christian school and made many trips to Hammond, Indiana for sports competitions against Hyles’ Christian school, of which I don’t even know still exists. I’m also very familiar with ——- ——– and his alma mater, Bob Jones University. Spent many hours there as well for musical competitions. By the time I was in high school, I began to question some of the things I was taught but was still too young and immature, both spiritually and emotionally, to fully understand the concept of my quandary. I wanted to thank you for expressing your thoughts and experiences with IFB theology. It has taken me many years and living through many experiences (many of them quite negative) to fully understand how grateful I am for God’s delivering me from that legalistic life. As I dug more into God’s Word, I realized that I was taught a very man-centered form of gospel. The list of rules and regulations seemed to team well with my already existent perfectionist personality but, as those who find “living by the law” unattainable, it only brought me to the point of defeat, guilt, remorse and a period of totally walking away from the church. I thank God for His ever-present nudging in my life and for Him bringing me full circle to where I am today. I have home schooled and raised my three kids, all are college graduates, faithful in church and thankfully see the heretical teachings of these extreme IFBPs (IFB preachers) that I grew up hearing. Even the never-ending “let’s-just-sing-one-more-verse” invitations still ring in my mind. Surely by playing on people’s emotions, they were determined to “get them saved one way or another”, only to be disgruntled when the “converts” would fall prey to “backsliding.” Instead of determining whether or not true conversion even took place, they always assumed the backsliders were just in need of revival. After all, they must be saved as they “walked the aisle and prayed the prayer.” Keep up the good work. I’m not a blogger (don’t have time) but consider me a faithful reader to what you so boldly have the guts to proclaim. God bless you for your efforts.

Then in a follow up email, she gave permission for me to share her story anonymously and provided some more reflections:

I was saved there at 9 years of age in 1967, although I have had to “come to grips” with all that since then. After all, “praying the prayer” doesn’t accomplish anything. “By their fruits you shall know them.” (Matt. chapter 7)…. We left ———— after one of those famous IFB church splits, and went to —————- when I was in the fifth grade. It was at ————- all those impressionable years that I truly received my IFB indoctrination. I went to [their] Christian school from its formation until my junior year in high school when I begged my parents to let me go to ———– High School. I have always been one of those “independent thinkers” which kept me in trouble a lot at ————-. I began to question things at an early age and stayed in the principal’s office a lot for “attitude problems” as they would say. Governing the school on the demerit system, I certainly got my share of paddlings in the principal’s office! HA HA You would receive a minimum of 3 demerits for each infraction. When you accumulated 10 demerits, you made the infamous walk to the principal’s office and would get your paddling. It was quite humiliating at the time, especially as the very large and thick paddle was used on both the boys and the girls alike. You had to bend over the principal’s desk and simply “take it.” When you returned to your classroom in tears from the pain, you would see the smirks and giggles from those who knew where you’d been. With my dad being a deacon, he was on the board of directors at the school so I guess my “rebellious attitude” had to be tamed somehow! These period of years caused quite a rebellion in my heart as I began to see the legalism prevail. Grace was certainly not a doctrine taught on a regular basis. As a matter of fact, I remember hearing more sermons on the outward appearances rather than having a personal relationship with Jesus Christ. While having that relationship was mentioned, it was as if your daily Bible readings and prayer were things to be “checked off” so as to ensure holiness. To this day, I still struggle with the idea of a frowning stern God ready to punish me as opposed to cultivating that personal relationship with Christ. After all, I was taught that if you dot your i’s and cross your t’s, dress a certain way, abstain from all those “worldly” things, then by default, you MUST be holy! A lot of the people I grew up around would be able to put the original Pharisees to shame! As a disclaimer, I certainly do not blame my rebellion on anybody but myself, knowing that I was, and still am, fully accountable to God for my actions. I would never embrace the current culture’s practice of “being a victim” and milking that for all its worth, just to explain away my own sin. I simply want to express the fact that those early years of legalistic indoctrination took its toll. To this day, I am able to see legalism in people much sooner than my husband who was raised in a very traditional Southern Baptist environment. In his early adulthood when he began studying God’s Word seriously for himself, he began to see the thread of Sovereign Grace unfold and began to also question some of the Arminian thoughts and ideas of childhood. About ten years ago we purchased from www.crosstv.com their Sovereign of God series. By far, more people have borrowed that Bible study from us than anything else we’ve purchased through the years! That study had such a profound effect on us that we purchased more studies from them, many of which were done by other teachers. The Sovereignty of God series was explained in such a way that we were finally able to fully articulate to others how our viewpoints of God’s sovereignty had changed us. While all Christian claim to believe in the sovereignty of God, they still try to explain away their man-centered approach to the plan of salvation and other doctrines. They will say that God is sovereign, but they believe it still depends on man’s choice to accept it. We believe it to all be a paradox but simply cannot explain away the last several verses of Romans chapter 8 and tons of other scriptures throughout the Word that dealt with the sovereignty of God. We’ve definitely taken some heat for our Calvinistic stand by our Arminian relatives, at one point even being accused by a relative of not being saved at all. However, this 70-year-old accusing relative had to admit that if we were indeed correct then he himself had been taught wrong and he simply couldn’t come to grips with that!

I did not mean to ramble on so long. I just took the opportunity to express some of my thoughts regarding our common IFBx upbringing. To this day, I literally RUN from any IFB-minded people and/or preachers. I won’t even read any books and/or sermons from IFBPs or authors, fully knowing the lingo they will use. Sorry, but I walked away from that many years ago. I got so tired of topical preaching and taking scriptures out of context in order to fit their own agenda. Instead of expository preaching, where the entire counsel of God is being taught, they are famous for coming up with an idea and finding some verse that will fit. My goodness, even in true fashion of the Pharisees, the IBFPs I grew up with could actually supersede the real scriptures with their own man-made doctrines. While many sermons were indeed truthful, I am sad to report that many of them were based on their own ideas and you were expected to follow along. As I’m sure you remember, ALL IFBPs are indeed the boss of their church and they had no qualms in admitting it. Oh, the times I would hear people being told to simply leave the church if they didn’t like what they were hearing. The deacon board was simply in place in name only. After being elected to the deacon board, those men figured out very quickly that they were required to be “yes men” and any man questioning anything was considered a troublemaker. Our pastor would actually sit on the podium and take roll like a school teacher. If you watched him carefully during the song service, you would see him take out his trusty little “black book” and write down the names of the deacons who weren’t there. My dad confirmed it was taking place as he would receive inquiries as to why he wasn’t there every time the doors were open. My dad didn’t graduate from college until I was in high school so many weeknights of his were spent acquiring his bachelor’s degree in business administration from a small college in ————-. When he was unable to be at church on Wednesday nights or visitation on Tuesday nights, he was certainly read the riot act as he was reminded of his obligations. Most of the time he was required to report to the pastor that he was having classes on any given church night (except for Sunday, of course) and ultimately resigned from the deacon board as a result of what I’ve always called “cult style” religion. That may be an awful word to use, but I’ve always likened the IFBPs of my childhood to cult leaders. They demanded total control over your life, your finances, your children, your homes, how you dressed, etc. and if you refused to comply you were considered substandard Christians. I even remember MANY instances of adults being “called down” from the pulpit if they were “caught” whispering to each other, passing a note of some kind and the infraction of all infractions……..chewing gum. Of course, they were always encouraged to “get right with God.” I remember the pastor’s kids being no exception as he would single them out for any infraction, even to the point of making them stand up at the end of the sermon in order to call them down in front of everybody. Of course, there was always an altar call to follow if they needed to “set things straight” and many times would publicly apologize. Certainly not being against public apologies, I feel those apologies come from the heart of those who desire to give them and not being coerced by an all-controlling IFBP whose desire is humiliate you into conforming. No wonder so many young people of my day decided to bail out and jump ship!

Thank you for having the courage to speak out against IFBx indoctrinations. While these churches don’t seem to be as extreme as they were in my childhood, they are still very legalistic and believe in a man-centered salvation. I cringe at the thought of ever having to step foot in another one. I hope you won’t think I’ve spilled my guts too much. It’s just nice to hear somebody with a similar background extolling the virtues of seeing God’s Word for the Truth that it is. There’s not a day that passes that I am not thankful for the Lord helping me find my way through the legalism of my upbringing. What true transformation, freedom and liberty occurs when you are finally able to shed that old Pharisee cloak and learn how to have a TRUE relationship with your Savior! Why He chose me at all is a wonder beyond my imagination. I feel sorry for those still in the IFB quagmire and I pray they, too, will be released from their bondage.

Thanks for reading my ramblings,
A Reader

Revisiting Baptism and Young Children

I’ve considered this question before. As Baptists, when should we baptize our children? A few blog posts recently give reasons why we should or should not delay baptism until our children are more mature (apx. ages 10-12).

First, Trevin Wax gave 4 points on his position relating to this question (which is that we should delay baptizing children until they are around 10 years old or so).

John Starke at The Gospel Coalition Blog then gave 4 reasons why we should baptize small children.

On the heels of these posts, Mike Gilbart-Smith at 9 Marks Blog posted his own “9 reasons why we should not baptize young children“.

For my part, I have a hard time getting around the household baptism passages in Acts. Presbyterians point to household baptisms as evidence of the batpism of small children and infants. Baptists demur and say these passages are silent about the age of children, and often give evidence that all the members of the households evidenced faith. Now, however, when it comes to young children old enough to express faith, Baptists are free to let these children wait in some cases years before affirming their faith through baptism? The very same passages in Acts where all members of a household (presumably including children) believe and then are immediately baptized, now have nothing to say about children below the age of 12. It’s one thing to assume the passages don’t refer to infants, now we are supposed to believe they don’t refer to children under 12? Just who should we include as being in the households of the Cornelius, Lydia, the Philippian jailer and others?

As Starke points out, “the Bible doesn’t seem to give us any examples of an un-baptized Christian”. Furthermore, Justin Taylor in linking to Starke’s post above, added this insight:

There is an irony in the discussion””namely, that Jesus tells us to have faith like a child, and we often tell children that they first have to have demonstrate faith like an adult.

All things considered, at the risk of being considered a closet Presbyterian, I tend to think that the symbolism of Baptism is as much about the objective work of Christ for us (washing our hearts clean), as it is about the subjective experience of our testifying to our belief in the gospel (being buried with Christ in baptism). What happens in Baptism is an identifying with Christ and a celebration of what He has done, ultimately, not what we have done. Therefore, it is entirely appropriate for young children who have demonstrated faith in Christ. And since baptism doesn’t save, I am not persuaded by arguments for delaying baptism. I may not agree fully with Vern Poythress’ thoughts about how even 2 and 3 year old children can have saving faith, but I also think he has a point.

I’m interested in what my readers think about this. I understand that some of us find ourselves in churches with an official policy of delaying baptism. I’m not advocating that you disregard your church’s teaching on this subject. Please don’t misunderstand me. But I think a more biblical position is to accept the little children that come to Jesus, and allow them after a period of evaluation, to be baptized.